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EE 18: Employee to Entrepreneur – Jump In or Transition

Big question right? Do you just jump in and go for it or get all those ducks lined up in a row?

In this weeks episode we have a conversation around the pros and cons, ups and downs of just jumping in or transitioning.

We would love to know what you did or what you are considering? Did you take a leap of faith or transition?

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Wonder-Mum and My Alter Ego

8958846140_e25b4b9d09_kForgetful? or didn’t put some money aside?

I don’t know … I’ve heard them all!!

Not only from my family members but from other mums about their families too.

I’m not sure why I feel it necessary to announce to my family that Mothers Day is only a few weeks away, via a blog post non-the-least!

I see it as a community service for myself and all those other mums out there!

Here is a little secret though …

I have some intel about other mums out there that organise their own Mothers Day’s!  I’ve seen their amazing pictures of the loot on Facebook making all the other mums a little bit envious. There not waiting around for others to acknowledge them! They are just getting that stuff sorted!!

I reckon they’re onto something!

We know it. We know we are organised. We know we can pull together a pre-teen sleep over with all they can imagine! We pull out all stops to be the best mums in the universe!!

We are Super Heros!!

And what do Super Heros do? What does their alter ego do?

They acknowledge their fantastic achievements and celebrate each other. There are two sides to us, dont’ you agree?

So this Mothers Day I’m going to get it all sorted and let my family know what they’ve arranged for me.  I’m going to celebrate my motherly achievements. Will you join me?

This Mothers Day I’m going to share it with my sister. We lost our mum very suddenly a few years back and it’s always a bit of a tough day. So this Mothers Day we’ll celebrate together, I’m going to organise it for both of us.

We have a budget of $125 each ($250 together) and a whole day just for us.

I know what I want: I want my hair styled, a nice lunch and a 1 hour massage.  OMG – I think I’m dreaming that I’ll get it all for that amount.

  • Hair – Blow Dry – $40 x 2 = $80
  • Lunch – $15 x 2 = $30
  • Coffee – $6 x 2 = $12
  • Massage – $90 x 2 = $180

TOTAL = $302

Yep, dreaming.  Do I make a sacrifice or OR MAYBE… check those Shop a Dockets!

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  •  50% OFF – Hair – Blow Dry – $20 x 2 =  $40
  • BUY 1 GET 1 FREE – Lunch – $15 + Free = $15
  • BUY 1 GET 1 FOR $1 – Coffee – $6 + Free = $6
  • 20% OFF – Massage – $72 x 2 = $144

TOTAL = $205

THAT’S NEARLY $100 SAVED!!

It really, really pays to have a look at what discounts are available so you get value for your money. VALUE for those hard earned dollars.

I think we might see if we can go to dinner as well ;-)

What will you be doing for Mothers Day?

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Photo Credit: JD Hancock 
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EE 17: Downtime – How often and when is a good time?

“Entrepreneurs will work 80 hours a week just so they don’t have to do 40.”

Just so we don’t have to do the 9 to 5 daily grind.

Do you work in your business for many, many hours because the more hours you do the more successful you’ll be?

Are you actually working and being productive and effective in those long hours? If you had limited hours would you actually get more done?

Interesting discussion this one. How many hours do you work in your business each week?

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EE 16: Feng Shui and other energetic influences that we can’t see

Little did you know… Michelle is a fan of Feng Shui and has a previously been a Consultant!

This podcast was a random one that came about after Carren noticing Michelle’s office had been changed around for Chinese New Year.

We have a chat about Feng Shui and other energetic influences that we can’t see and how they effect our day to day lives.

Here is the link to Janette Tibbs Annual Influences Guide (it’s only 50 bucks!!) http://holistictherapyconnections.yolasite.com/manuals-and-guides.php

This is the link to Michelle’s interview with her: https://www.youtube.com/watch?v=J5j_-eXJECQ

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3 things to do so car troubles wont blow out your budget

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Photo credit: Kasiaflickr

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Owning a car is one of the most expensive purchases we make.  For me, I don’t see a car as an asset (unless it’s a rare and/or collectible).  It’s an ongoing expense, a depreciating asset.

(Make sure you keep reading to see the offer I found!)

It’s a big investment to have your own car and the running costs are sometimes overlooked. When you sit down at look at the numbers, it’s quite surprising how it all adds up. RACQ have reported that it can cost over $400 a week to own and drive a new car Ongoing costs include

  • Car registration.
  • Insurance
  • Motor vehicle clubs eg RACQ
  • Fuel
  • Interest on loan
  • Servicing
  • Spare parts/repairs/tyres
  • Depreciation

These  costs are quite substantial to your budget, yet for most they are an essential – Makes even more sense that we take care of our cars doesn’t it!

For most of us it starts off well where you save and save and save for that first car and then we tend to get stuck in the cycle of trading in.

As a car owner you want to ensure that you always get the best possible price for your car at sale time AND you also want to keep it in great condition mechanically so you don’t get any nasty surprises. And with cars those surprises can be very NASTY on your bank account!

1. Servicing

How many mechanics to change a spark?

Photo credit: Onnweb

When money is tight, one of the first sacrifices tends to be vehicle servicing.

In the long term, this can turn out to be a really costly sacrifice.

Some good reasons to keep this expense in your budget…

 

  • Regular servicing of your car is likely to find problems early and therefore hopefully be cheaper to fix.
  • a well maintained car is more efficient, you’ll save money on fuel
  • if you ever need to claim on warranty you need to show your service record
  • At sale time good service history helps with getting a good price

Here is an idea of what those big expenses can be if you don’t regularly service.

  • Engine exchange – $3,500 – $6,000
  • Cylinder head gasket – $700
  • Radiator –$200 – $350
  • Water pump –$500

2. Tyres

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Photo credit: Subliminal

Looking after your tyres will help keep you safe on the roads and it will alsohelp with saving money on fuel. You can find the required tyre pressures for your vehicle inside the cars manual or on a plate usually on the inside of the drivers door.  It’s really easy to do with the new air pumps that are around. Pop the required amount onto the pump, plug it into your tyre and it will go to that setting for you!

At a cost of around $400 a year, they are something to take care of.

And then there is wheel alignments. I have mine done twice a year to maximise tyre life.

3. Keep your eye out for discounts

Look at ways to reduce the costs of servicing and tyres.

It’s been perfect timing actually. As you may be aware, I’m using Shop A Dockets in my every day life to see how effective and helpful they are and it’s been a cool way to find a mechanic in my area and also test their services at a DISCOUNTED rate! (Love a bargain!)

If you are looking for a new mechanic or even looking for some better pricing with your servicing, you can try what I just did.

Jump onto their website and type your suburb and select automotive into the search box and away you go!

Screenshot 2015-03-26 10.54.53PS for Brisbane friends!!

BRIDGESTONE Nundah has an AWESOME saving currently.

 

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